Homeowner guide
AC died in a heat wave: what to do when money is tight
Find a cool place, know when to call 911, and make a repair plan. Learn what to ask about visit charges, local aid and ways to pay.
Heating & cooling · A place to start
A more comfortable home. A clearer plan.
Explore financing
Get to know the ways to pay.
Find a starting point →Understand the costs
Know what to look for in a quote.
Browse cost guides →Get your bearings
Take the next question one at a time.
Read the guides →Make room for a good decision
Start with the work. Then look at the ways to pay.
What needs replacing? What does the quote include? What will the payment plan cost in total?
Our guides are built around the questions a homeowner brings to the kitchen table.
Explore payment options →
Questions worth asking
Find the guide for your situation.
- Air conditioner financing: plan the whole bill
- AC replacement cost: what your quote covers
- Furnace financing: keep the whole bill in view
- Furnace replacement cost: what your quote includes
- Heat pump financing: costs, rebates and timing
- Heat pump replacement cost: what to budget for
- HVAC financing: compare the full cost before you borrow
- HVAC financing with bad credit: before you apply
From the homeowner’s notebook
All guides → Homeowner guide
Carrier vs. Trane: which quote fits your home?
Choosing between Carrier and Trane? Compare current AC models, the work included, repair coverage and local service before you pick a quote.
Homeowner guide
How to compare HVAC quotes before you choose
Compare HVAC quotes by the equipment, work, repair coverage and payment terms. Get missing details in writing before you choose who does the job.